HAPPY HOLIDAYS


Dear tribe, I trust you are all well and looking forward to the holidays. Most of you have been in contact with me directly to discuss. I would like to urge to also contribute as we will never know who we might be helping with our information/discussions/ viewpoints.


In the meantime, have a lovely holiday and do look into the below tips if they help:

• Reduce excessive spending this Christmas by doing simple or heartfelt gestures like making cookies and giving gifts that are only needed.

• Figure out what money is coming in and what money is going out.

• Try to budget in the new year to ensure you have more money coming in than going out.

• Save a portion of your take home pay, no matter how little, to set up yourself for success in the new year.


SEE YOU IN THE NEW YEAR!